Current rates in Luxembourg

Current interest rates in Luxembourg are historically low and attractive. As of February 2022 the average property loan rate in Luxembourg is set at 1.32% for a variable rate and 1.58% for a fixed rate (Central Bank of Luxembourg).

Please note that in 2022 interest rates are displaying volatility and some increase.

Rate evolution chart
Duration Indicative fixed rate Indicative variable rate
5 years 1.60% - 1.90%
10 years 1.90% - 2.20%
20 years 2.20% - 2.30% 1.20% - 1.40%
25 years 2.20% - 2.30%
30 years 2.30% - 2.60%

Indicative current fixed rates according to loan duration